Published: 14 January 2026

Best Free Invoicing with Card Payments for UK Entertainers & Performers – AnyGig vs Wave, Zoho, FreeAgent & More (2026 Guide)

As a freelance performer, dancer, musician, or entertainer in the UK, you juggle rehearsals, performances, marketing, and client management. The last thing you need is the stress of chasing payments or dealing with complicated invoicing. You deserve a solution that's 100% free, easy to use, allows clients to pay by card, and ensures you keep every penny of your hard-earned gig fees.

Many performers fall into the trap of using generic invoicing software that charges high fees, or worse, doesn't cater to the unique needs of the entertainment industry. Others rely on informal methods, leading to delayed payments and awkward conversations. You need professional tools that instill confidence in your clients and protect your income.

Enter AnyGig – the performer-first platform built by industry pros who understand your challenges. AnyGig offers free forever invoicing, enabling you to send polished, professional invoices in seconds. What's more, it seamlessly integrates secure card payment options (where the client pays a transparent 3.5% service fee), and even provides optional escrow-like protection where funds are securely held by Stripe until your gig is complete. With AnyGig, you're not just getting an invoicing tool; you're gaining a partner that helps you get paid faster, more securely, and allows you to focus on what you do best: performing. Plus, it offers a vibrant marketplace for finding new gigs!

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Comparison Table: Invoicing & Payment Solutions for UK Performers

PlatformPricing for PerformersInvoicing FeaturesCard PaymentsEscrow/ProtectionUK FocusBest ForDrawbacks
AnyGig100% FREE foreverPro invoices, auto-reminders, gig trackingYes (3.5% client-paid)Yes (optional, Stripe-held)YesUK Performers & EntertainersRelatively new platform, still growing marketplace
Wave AccountingFree (basic features)Basic invoices, estimatesYes (fees paid by performer)NoLimitedSmall businesses, general invoicingGeneric, fees eat into profit, no industry-specific features
Zoho InvoiceFree (1 client), then paidBasic invoices, time trackingYes (via integrations, fees paid by performer)NoLimitedSmall businesses, project-based workFree tier very limited, not performer-focused
FreeAgentPaid (£19-£29/month)Full accounting, VAT, payrollYes (via integrations, fees paid by performer)NoYesSelf-employed with complex accountingExpensive, overkill for simple invoicing, not performer-specific
Invoice NinjaFree (basic), then paidCustom invoices, recurring billingYes (via integrations, fees paid by performer)NoLimitedTech-savvy freelancersComplex setup, fees for advanced features, no industry focus
QuickBooks Self-EmployedPaid (£8-£12/month)Income/expense tracking, basic invoicesYes (fees paid by performer)NoYesSelf-employed needing basic bookkeepingNot free, generic, no performer-specific protection
GigPig/EncoreCommission-based (10-20%)Booking management, some invoicingYes (included in commission)Varies, often basicYesFinding gigs, managed bookingsHigh commission, less control over invoicing, not for external gigs

Detailed Breakdowns

AnyGig: The Performer-First Advantage

AnyGig stands out because it's designed specifically for UK entertainers and performers. Unlike generic accounting software, AnyGig understands the nuances of gig work. You get to send professional, branded invoices that your clients can pay directly by card, without you incurring any fees—the 3.5% card processing fee is transparently paid by the client. Furthermore, for gigs up to 3 months in advance, AnyGig offers optional escrow-like protection, ensuring your funds are held securely by Stripe until the performance is complete, providing unparalleled peace of mind. It's free forever, and signing up takes just two minutes, giving you immediate access to a dashboard where you can create and send invoices.

Wave Accounting: Free, but at a Cost

Wave is a popular choice for freelancers due to its free accounting software. You can send invoices and accept online payments. However, the "free" aspect comes with caveats. While the software itself is free, Wave charges transaction fees for card payments (around 1.4% + 20p for UK cards), which typically come out of your earnings. This means you don't keep 100% of your gig fee. It's a general accounting tool, lacking any features specific to the performing arts industry, such as escrow-like payment protection or a performer marketplace. For a professional entertainer, Wave can quickly become costly and cumbersome compared to specialized solutions.

Zoho Invoice: Limited Free Tier, Generic Approach

Zoho Invoice offers a free tier, but it's severely limited to managing only one client. As a performer with multiple clients, this quickly becomes impractical, pushing you towards paid plans. Like Wave, Zoho Invoice is a generic solution, not tailored to the needs of entertainers. While it supports card payments through integrations, you'll generally be the one absorbing the transaction fees, cutting into your profits. It lacks any form of gig-specific payment protection, leaving you vulnerable to payment delays or disputes.

FreeAgent: Powerful, but a Paid Commitment

FreeAgent is a comprehensive accounting software widely used in the UK, especially by those who need to manage VAT, self-assessment, and payroll. It's powerful, but it's a paid subscription service, costing between £19-£29 per month. While it offers excellent features for financial management, it's an expensive and often overkill solution if your primary need is simply to send invoices and get paid. For performers who want to keep overheads at zero and their invoicing simple, FreeAgent introduces an unnecessary monthly expense.

Invoice Ninja: Feature-Rich, but Complex for Simple Needs

Invoice Ninja is a robust invoicing platform with many features, including custom invoice designs and recurring billing. It offers a free self-hosted version, but this requires technical expertise to set up and maintain. The hosted version has a free tier, but like Zoho, it can be limited. While it supports various payment gateways, you'll generally pay the transaction fees. For a performer looking for a straightforward, quick invoicing solution, Invoice Ninja can be overly complex and feature-heavy, adding to your administrative burden rather than simplifying it.

QuickBooks Self-Employed: Basic Bookkeeping, Not Free

QuickBooks Self-Employed is a popular tool for tracking income and expenses and sending basic invoices. However, it's a paid subscription service, making it a non-starter if your goal is 100% free invoicing. It's designed for general self-employed individuals and offers little in the way of industry-specific features for performers. You'll also typically pay transaction fees for card payments, meaning less money in your pocket.

Booking Platforms (e.g., GigPig, Encore): Convenience at a Price

Platforms like GigPig or Encore are designed for performers to find gigs. They handle booking and payment, often including invoicing. While convenient, they typically charge significant commission rates (e.g., 10-20%) on your gig fees. This directly contradicts the goal of keeping 100% of your earnings. They are also primarily for platform-sourced gigs and don't offer a flexible solution for invoicing external clients directly while protecting your full fee.

Why Choose AnyGig for Your Performance Career?

AnyGig is purpose-built to empower UK performers. Here's why it's the ultimate choice:

100% Free Forever for Performers: Seriously, no hidden fees, no monthly costs, no credit card required to sign up or use basic invoicing.

Keep 100% of Your Gig Fees: All platform and card processing fees (just 3.5%) are transparently paid by your client/hirer. You get your full agreed rate.

Professional Invoices in Seconds: Create and send sleek, branded invoices from your personal dashboard. It's fast, easy, and impressive.

Secure Card Payment Options: Offer your clients the convenience of paying by card, ensuring you get paid faster.

Optional Escrow-like Payment Protection: For bookings up to 3 months in advance, use our secure system where funds are held by Stripe (not AnyGig) until your gig is complete, then automatically released to you. Zero payment worries.

Route ANY Gig: Whether it's a gig found through the AnyGig marketplace, Instagram, WhatsApp, or a referral, you can route the payment through AnyGig for professional invoicing and optional protection.

Built for UK Entertainers: We understand the nuances of performing, from dancers and aerialists to fire performers, musicians, actors, and more.

Build Trust & Reputation: Showcase your verified credentials, showreels, and gather reviews to stand out.

Join in 2 Minutes, No Card Needed: Get instant access to your performer dashboard and start sending invoices right away.

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Conclusion

For UK entertainers and performers, the choice is clear. If you want a 100% free solution that provides professional invoicing, offers secure card payment options where the client covers the fees, and gives you optional escrow-like payment protection, AnyGig is the only platform that truly puts performers first. Stop chasing payments, stop losing money to fees, and start building your career with confidence.

Join AnyGig free today & start invoicing securely – keep 100% of your fees!

Frequently Asked Questions

Q: Is AnyGig really 100% free for performers?

A: Yes, absolutely! Basic invoicing and profile features are completely free forever for performers. You will never be charged a subscription fee or have commission taken from your gig earnings.

Q: Who pays the fees for card payments?

A: For invoices and bookings processed through AnyGig, all service fees (including card processing fees) are paid by the client or hirer. You, the performer, always receive 100% of your agreed-upon fee.

Q: How long does it take to sign up?

A: Signing up for your free performer account takes less than 2 minutes. You'll gain immediate access to your dashboard to create and send invoices.

Q: What is "escrow-like protection" and how does it work?

A: This optional feature allows funds for a booking to be held securely by Stripe (our payment processor, not AnyGig) until your gig is successfully completed. This ensures payment is ready for you, and automatically released 24 hours after the gig, providing security for both you and the client. It's available for bookings up to 3 months before the event date.

Q: Can I use AnyGig for gigs I find outside the platform?

A: Yes! AnyGig's free invoicing tools are perfect for managing external gigs you secure through social media, direct contacts, or other platforms. Simply create an invoice and send a secure payment link to your client.

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